Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
About the Industry A letter to college graduates from I.I.I. CEO Sean Kevelighan

Graduation isn’t an end, but a new beginning. And as you embark on your career path, consider starting your search in the insurance industry, which offer virtually limitless opportunities to earn, learn, grow and make lasting contributions to your community every day.  Special section: Careers in Insurance

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New and Trending

Publications Settling insurance claims after a disaster

Following a disaster, it's important understand how to file an insurance claim to help uou get back on your feet. This article explains in depth how to file a claim, how the claim process works, and what's covered and what's not. 

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Insight + Analysis

Insurance Industry 2018 - Commentary on year-end financial results

For the U.S. property/casualty (P/C) insurance industry, 2018 was a year of unusual experience. Results were good in comparison with 2017—but 2017 was a horrible year. Premiums, investment income and profits rose, buoyed by a surprisingly strong U.S. economy, but interest rates sagged, and fears of a looming recession grew.

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I.I.I. Glossary

INLAND MARINE INSURANCE- This broad type of coverage was developed for shipments that do not involve ocean transport. Covers articles in transit by all forms of land and air transportation as well as bridges, tunnels and other means of transportation and communication. Floaters that cover expensive personal items such as fine art and jewelry are included in this category. (See Floater) )

BEACH AND WINDSTORM PLANS- State-sponsored insurance pools that sell property coverage for the peril of windstorm to people unable to buy it in the voluntary market because of their high exposure to risk. Seven states (AL, FL, LA, MS, NC, SC, TX) offer these plans to cover residential and commercial properties against hurricanes and other windstorms. Georgia and New York provide this kind of coverage for windstorm and hail in certain coastal communities through other property pools. Insurance companies that sell property insurance in the state are required to participate in these plans. Insurers share in profits and losses. (See Fair access to insurance requirements plans / FAIR plans, Residual market )

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‪Dr. Steve Quarles performed a 🔥🔥 demonstration today at the #Rebuild with #Resilience Press Conference. The I.I.I. and other #insurance organizations work to bring #wildfire safety awareness to Northern California and across the nation.

The I.I.I.’s Janet Ruiz speaks at today's #Rebuild with #Resilience Press Conference - “It is important to prepare for catastrophes such as #wildfires financially. Be sure you have enough #insurance to rebuild your home and replace your belongings in case of a loss.”

Insurance Information Institute shared a link
2 weeks ago

With more than 30 states now allowing patients legal access to #medicalmarijuana products, many are wondering about the consequences for #driving safety. To learn more about #marijuana impairment, check out our report here: https://qoo.ly/xpcij #cannabis #impaireddriving

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3 weeks ago

Today, I.I.I.'s Sr. Economist Dr. Michel Leonard joined Plug and Play Tech Center for Bridge The Gap 2019 in Silicon Valley to speak on the “#BigData and Various Uses and #Regulatory Implications” panel. #insuretech National Association of Insurance Commissioners #insurance #technologynews #insurtech

Insurance Information Institute shared a link
4 weeks ago

If you're curious about how #medical #marijuana affects traffic safety and drivers’ abilities, download our report about #marijuana impairment. Then, share the report to help spread awareness around #medicalmarijuana: https://qoo.ly/xh9ka #cannabis #impaireddriving

Insurance Information Institute shared a link
1 month ago

If you're curious about how #medical #marijuana affects traffic safety and drivers’ abilities, download our report about #marijuana impairment. Then, share the report to help spread awareness around #medicalmarijuana: https://bit.ly/2YswW7E #cannabis #impaireddriving

Insurance Information Institute shared a link
1 month ago

If you're curious about how #medical #marijuana affects traffic safety and drivers’ abilities, download our report about #marijuana impairment. Then, share the report to help spread awareness around #medicalmarijuana: https://qoo.ly/x3f6t #cannabis #impaireddriving

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1 month ago

Stay up-to-date with all the latest #insurance industry news and trends with the Daily newsletter. Contact us to learn about #membership opportunities that include the Daily subscription. #IIIDailyMP #NewYorkTimes #TheBostonGlobe #NBCNews #LATimes #InsuranceJournal The New York Times The Boston Globe NBC News Los Angeles Times Insurance Journal

Thought Leadership

I.I.I. News Wire

Lightning-Related Homeowners Insurance Claims Costs Surge

For immediate release New York Press Office: 212-346-5500; media@iii.org     NEW YORK, June 19, 2019—The number of lightning-caused U.S. Read More

Californians Urged to Protect Property and Focus On Resilience

For immediate release Janet Ruiz, I.I.I., (707) 490-9365, janetr@iii.org Nicole Ganley, APCIA, (916) 616-5855, nicole.ganley@apci.org  Susan Millerick, IBHS, (813) 675-1066, smillerick@ibhs.org   Windsor, Calif., June 18, 2019—Making a few modifications either to your home o… Read More

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Events Calendar

NAMIC
June
24
2019
The Management Conference is a summit for CEOs, executive teams, and future leaders of the industry. Location: Asheville, NC; Website
APCIA Annual Western Region Conference
July
24
2019
Location: Hollywood, CA; Website
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