Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Disasters + Preparedness Facts about flood insurance

Ninety percent of all natural disasters in the United States involve flooding, and flood damage strikes frequently in low or moderate risk areas. Homeowners policies don’t cover flooding so—whatever your area’s risk level—learn about flood insurance protection.


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Business Insurance Insuring your home-based business

Whether you’re running a part-time, seasonal or full-time business from your home, you’ll want to carefully consider your risks and insurance needs. Starting a business—even at home—can be a challenging venture, and having the right insurance can provide a financial safety net and peace of mind.


Insight + Analysis

Commercial Cyberrisk: Threat and opportunity

Cyberattacks have the potential to be massive and wide-ranging due to the interconnected nature of this risk, which can make it difficult for insurers to assess their likely severity. Several insurers have warned that the scope of the exposures is too broad to be covered by the private sector alone, and a few observers see a need for government cover akin to the terrorism risk insurance programs in place in several countries.

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I.I.I. Glossary

LOSS COSTS- The portion of an insurance rate used to cover claims and the costs of adjusting claims. Insurance companies typically determine their rates by estimating their future loss costs and adding a provision for expenses, profit, and contingencies.

FOREIGN INSURANCE COMPANY- Name given to an insurance company based in one state by the other states in which it does business.

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Insurance Information Institute shared a link
2 hours ago

8 out of 10 #millennials are unfamiliar with insurance as a career path. We can do better. Get involved today! #InsuranceCareersMonth

Insurance Information Institute shared a link
23 hours ago

The current number of #insurance workers aged 55 and older is nearly 30% higher than in the rest of the economy. #Jobs #InsuranceIsHiring #ICM

10 ways insurance businesses can attract #Millennial talent - Download the infographic: #InsuranceCareersMonth #InsuranceCareers

Some discover #insurance careers as preschoolers (really!). Others find insurance to be the ideal mid-career destination to pursue their passions. All will find the opportunities of a lifetime—and more. Click to get the whole story. #ICM #InsuranceCareersMonth

No matter what you’re studying, no matter what you do, no matter what your passions are, #insurance careers can help achieve your #goals (and dreams). Find out more about the career opportunity of a lifetime. #ICM #InsuranceCareersMonth

Hey, just because it’s February #InsuranceCareerMonth, we’re not saying that a #career in #insurance is your ticket to working with the FIA Formula E racing series… no, wait, that’s EXACTLY what we’re saying! #ICM

No background in #insurance? No problem! February #InsuranceCareerMonth is all about the possibilities! Come discover how you can find rewarding, fulfilling careers that last a lifetime. #ICM #Millennials

The I.I.I. is proud to be a part of February #InsuranceCareerMonth! Learn more about the Insurance Career Movement and the incredible range of opportunities to earn, grow, learn, and serve your #community. #insurance #ICM

Thought Leadership

I.I.I. News Wire

Property/Casualty Insurance Industry’s Net Income Drops 30.3 Percent in Nine-Months 2017

JERSEY CITY, N.J., January 26, 2018 — The private U.S. Read More

Annual Property/Casualty Joint Industry Forum Hosted By The Insurance Information Institute Brings Together Insurance And Business Thought Leaders In New York City

FOR IMMEDIATE RELEASE New York Press Office, Insurance Information Institute: (212) 346-5500; media@iii.org Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com NEW YORK – (December 19, 2017) – Industry leaders from insurance and reinsurance companies, industry trade associa… Read More

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Events Calendar

34th Annual Issues & Research Conference
WCRI’s two-day program highlights the Institute’s latest research findings while drawing upon the diverse perspectives of highly respected workers’ compensation experts and policymakers from across the country. The following are among the questions the conference will be addressing using the latest research:
  • What challenges face the workers’ compensation system, and how might the system evolve to meet them?
  • Does opioid use have an effect on return to work?
  • How is the prescription drug crisis impacting American employers, and how are they responding?
  • What do providers, regulators, and payors have to say about value-based care?
  • Can low fee schedules create access-to-care issues for injured workers?
The WCRI conference is a leading workers’ compensation forum for policymakers, employers, labor advocates, insurance executives, health care organizations, claims managers, researchers, and others. Conference participants will leave with new insights, valuable networking contacts, and a better understanding of key issues in today’s competitive environment. Event website
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