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We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Homeowners + Renters Insurance What is covered by standard homeowners insurance?

If you have been affected by Hurricane Michael or another disaster, this article will help explain what standard homeowners policies typically cover. (Also see infographic: What are hurricane deductibles?)

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New and Trending

Homeowners + Renters Insurance Avoiding scams after a disaster

If your home was destroyed by a hurricane, flood or other disaster, be cautious. Unfortunately, there are dishonest service providers that prey on disaster victims. Here are some basic guidelines for hiring service providers.

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Insight + Analysis

Hurricane Michael: Top 10 insurers in impacted states

Preliminary estimates from CoreLogic® show that 57,002 homes in the Florida Gulf Coast are at potential risk of storm surge damage from Hurricane Michael based on its projected Category 3 status at landfall. The total reconstruction cost value of these homes is approximately $13.4 billion. This is likely to change as the storm develops.


I.I.I. Glossary

DEMUTUALIZATION- The conversion of insurance companies from mutual companies owned by their policyholders into publicly traded stock companies.

REAL ESTATE INVESTMENTS- Investments generally owned by life insurers that include commercial mortgage loans and real property.

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Thought Leadership

I.I.I. News Wire

MEDIA ADVISORY: I.I.I. Experts Are Available to Discuss Hurricane Michael Recovery  

FOR IMMEDIATE RELEASE Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com   New York Press Office: (212) 346-5500; media@iii.org   NEW YORK, October 11, 2018 — Reporters covering Hurricane Michael’s aftermath are encouraged to contact the Insurance Informatio… Read More

MEDIA ADVISORY: Insurance Experts Available to Discuss Hurricane Michael

FOR IMMEDIATE RELEASE New York Press Office: Michael Barry, 917-923-8245, michaelb@iii.org Florida Press Office: Lynne McChristian, 813-480-6446, lynnem@iii.org Georgia Press Office: Bill Davis, 770-331-9279, williamd@iii.org     TALLAHASSEE, FLORIDA, October 9, 2018 –Reporters covering Hu… Read More

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PCI Annual Meeting
October
28
2018
Miami, FL, Website
Joint Industry Forum
January
17
2019
Marriott Marquis - New York, NY Website
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