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We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
We need to bridge the flood insurance ‘coverage gap’

This op-ed by Sean Kevelighan, the CEO of the Insurance Information Institute, explains what happens when there is a disparity between insured losses—damages that are covered under an insurance policy—and uninsured losses, which are paid out-of-pocket by individuals affected by a catastrophe, such as flooding. With the approach of hurricane season, this is an ideal teachable moment.

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Business Insurance Do I need business interruption insurance?

Business interruption insurance can be as vital to your survival as a business as fire insurance. Too many small business owners fail to think about how they would manage if a fire or other disaster damaged their business premises so that they were temporarily unusable. 

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Insight + Analysis

Insurance Industry Inflation Watch - April 2018

The CPI-U—sometimes called headline inflation—rose by 2.5 percent in April 2018 vs. April 2017, which is the largest 12-month increase since the period ending March 2017, and higher than the 1.6-percent average annual rate over the past 10 years. The core CPI rose 2.1 percent for the 12 months ending April 2018—the same as the March year-over-year core, and its largest increase since the period ending February 2017. 

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I.I.I. Glossary

INTERNET LIABILITY INSURANCE- Coverage designed to protect businesses from liabilities that arise from the conducting of business over the Internet, including copyright infringement, defamation, and violation of privacy.

WATER-DAMAGE INSURANCE COVERAGE- Protection provided in most homeowners insurance policies against sudden and accidental water damage, from burst pipes for example. Does not cover damage from problems resulting from a lack of proper maintenance such as dripping air conditioners. Water damage from floods is covered under separate flood insurance policies issued by the federal government.

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12 hours ago

Raising #home #insurance deductibles from $500 to $1,000 can cut your #premium by 25 percent! Discover this and other great moneysaving tips: via MSN Money Amazon.com

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16 hours ago

A reminder that we’re LIVE tonight at 4:00 (PT) in San Francisco with Deloitte and Lloyd's to give you an advanced look at the research on rethinking insurance products for the #sharingeconomy.

For the second week in a row, the The New York Times has published an article that made our most popular list! Check out some of the other articles from Insurance Business America. For more information on "The Daily" send us a message to connect.

Lemonade, an #AI-powered #insurance company, has launched what it calls the world’s first open-sourced #insurance #policy: via Insurance Business America

#Tropical #cyclones usually weaken after they make landfall, but under certain conditions they may intensify or maintain their strength. This is called “the brown ocean effect.” For more information, check the link in the comments. #IIIBlog NASA - National Aeronautics and Space Administration

This week, the most popular articles from "The Daily" covered a little bit of everything: #insurance, lighthearted conversation topics and some shocking stats on #distracteddriving! For more information on "The Daily," send us a message and someone from out team will reach out. Check the link in the comments for more information. The New York Times Insurance Business America

Last year, nonfarm #payroll #wages and #salaries reached a peak at $8.49 trillion, which was $2.26 trillion above the 2009 trough. For more information on P/C industry financials, click the link in the comments: A.M. Best Company Verisk National Bureau of Economic Research

What's the future of #insurance products for the #sharingeconomy? Join us May 21 in San Francisco for an advance look at groundbreaking Deloitte and Lloyd's report on this vital topic. For more details and to register:

Thought Leadership

I.I.I. News Wire

Register for the Property/Casualty Industry’s 2017 Financial Results Webinar

FOR IMMEDIATE RELEASE I.I.I. New York Press Office: (212) 346-5500; media@iii.org  NEW YORK, May 10, 2018 —The Insurance Information Institute (I.I.I.), Verisk Analytics (ISO), and the Property Casualty Insurers Association of America (PCI) … Read More

MEDIA ADVISORY: I.I.I. Can Provide Information On Insurance Issues Raised By This Week’s Wildfires In Colorado, Kansas, Oklahoma, And Texas

FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org Kim Kirchner, Coburn Communciation: (212)-536-9837; Kim.Kirchner@coburnww.com   New York, April 20, 2018—Thousands of residents and firefighters in four U.S. Read More

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Events Calendar

I.I.I. June Communications Committee Meeting
June
13
2018
For additional information, please contact Katrina Cheung at katrinac@iii.org.
I.I.I. June Board Meeting
June
14
2018
For additional information, please contact Valerie Germain at valerieg@iii.org
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