Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Insurance Industry Memorial Day weekend road safety tips

The Memorial Day weekend brings masses of holiday travelers out on the road, and that unfortunately means more accidents. While this should not dissuade you from traveling by car this weekend, here are some driving safety tips to keep in mind.


New and Trending

Publications Settling insurance claims after a disaster

Following a disaster, it's important understand how to file an insurance claim to help uou get back on your feet.  This article explains in depth how to file a claim, how the claim process works, and what's covered and what's not. 


Insight + Analysis

Insurance Industry 2018 - Commentary on year-end financial results

For the U.S. property/casualty (P/C) insurance industry, 2018 was a year of unusual experience. Results were good in comparison with 2017—but 2017 was a horrible year. Premiums, investment income and profits rose, buoyed by a surprisingly strong U.S. economy, but interest rates sagged, and fears of a looming recession grew.


I.I.I. Glossary

JOINT UNDERWRITING ASSOCIATION / JUA- Insurers which join together to provide coverage for a particular type of risk or size of exposure, when there are difficulties in obtaining coverage in the regular market, and which share in the profits and losses associated with the program. JUAs may be set up to provide auto and homeowners insurance and various commercial coverages, such as medical malpractice. (See Assigned risk plans, Residual market )

VALUED POLICY- A policy under which the insurer pays a specified amount of money to or on behalf of the insured upon the occurrence of a defined loss. The money amount is not related to the extent of the loss. Life insurance policies are an example.

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Thought Leadership

I.I.I. News Wire

I.I.I. Economist to Lead Silicon Valley Working Group on Extreme Weather

For immediate release New York Press Office: 212-346-5500; media@iii.org  NEW YORK, May 21, 2019— Dr. Michel Léonard, CBE, vice president and senior economist with the Insurance Information Institute (I.I.I.) was today appointed by the Silicon Valley Insurance Accelerator (SVIA) to lead it… Read More

I.I.I.: Know Your Boat’s Insurance Coverage from Stem to Stern

For immediate release New York Press Office: 212-346-5500; media@iii.org  NEW YORK, May 16, 2019—With National Safe Boating Week (May 18-24) days away, the Insurance Information Institute (I.I.I.) reminds boat owners to secure the right type and amount of coverage for their recreational vessel.… Read More

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Events Calendar

I.I.I. 2019 June Board Meeting
Location: Washington, D.C. Please email valerieg@iii.org for more information.
IICF Women in Insurance Conference
Since its inception in 2013, the IICF Women in Insurance Global Conference has drawn more than 6,000 men and women. This year’s theme, Gender Equity in a Changing World – What You Do Matters!, will deliver three days of leading global experts and engaging panel discussions, along with interactive workshops and stellar networking opportunities. Location: New York, NY; Website
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